Six UK current accounts ranked on the actual cash you keep after the bonus, interest, rewards and fees are all taken into account.
Banks like to put a big switching bonus front and centre. A £200 bonus spread over twelve months works out at roughly £16.66 a month. That can easily be beaten by a reward account that quietly pays £5 cash every single month with no end date. We run both calculations on every account so you can see the real value after twelve, twenty-four and thirty-six months.
Subject to status and eligibility. UK residents 18+. Terms apply.
Subject to status. UK residents 18+. Terms apply.
Subject to status. UK residents 18+. Terms apply.
Eligibility criteria and terms apply. UK residents 18+. Subject to status.
Subject to status. UK students 18+. Terms and conditions apply.
For UK registered businesses only. Subject to status and eligibility.
The UK Current Account Switch Service (CASS) moves your direct debits, standing orders and incoming payments within seven working days. Any payments still sent to the old account get redirected permanently. There is no real reason to be nervous about switching.
